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Business insurance designed specifically for companies primarily focused on customizing vehicles and installing aftermarket accessories and offered in 49 states.


Available exclusively through the Specialty Equipment Insurance Alliance (SEIA) of Alliant Insurance Services, the Installers Edge product is designed to meet the needs  of SEMA members whose primary goal is to sell and install aftermarket accessories.


  Installers Edge serves these industry segments:

■    Off-road  truck centers

■    Performance shops

■    Hot rod builders

■    Restoration

■    Mobile repair

■    Detailers

■    Retailers

■    Jobbers

■    Fabricators (Excluding safety equipment)

■    Dyno Tuners

■    Van Conversion
■    Municipal / Law
■    Enforcement Fleet
■    Contractors
■    Wrap Installation
And Many more 


General and Garage Liability


■    Premiums  based on gross revenue rather than payroll. More people does not mean more risk.

​​​■    Separate rates for part sales versus installation. This ensures premium is driven by actual exposure 

■    Blanket additional insureds so coverage extends across chain of commerce

■    Covers test driving

■    Includes product liability

■    Manufacturing classification for in private label products


Garage Keepers Legal Liability


■    Covers vehicles in your care, custody, or control while in your garage or in transit by you.

■    Coverage is direct primary so you are covered even if you are not directly responsible for the damage putting your customer first

■    $1,000,000 limit available upon request (Higher limits available upon request)




■    Buildings, Tenant improvements, Furnishings, & Equipment

■    Business interruption & Extra Expense

■    Special form, including theft with active alarm

■    Low Deductible 

■    Property of other extending to tools of employees and customers property

■    Property in transit in your possession or common carrier




■   Increased limits available and optional 

■   No deductible 

■   Greater coverage for general liability and commercial auto upon request 


Other Available Coverage’s


■   Product Recall Extra Expense

■   Dealer Plates

■   Employment Practices Liability Expense Reimbursement

■   Business Auto

■   Human resources services




A specialty program of Alliant Insurance Services,  Inc., SEIA was formed  to deliver insurance and ancillary services to the automotive aftermarket industry.



With a history dating back to 1925, Alliant Insurance Services is one of the nation’s leading distributors of diversified insurance products and services. Operating through a national network of offices, Alliant provides property and casualty, workers’ compensa- tion, employee benefits, surety, and financial products and services to more than 26,000 clients nationwide.


Installers Edge is a specialty product of Alliant Insurance Services Inc., CA License No. 0C36861

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